Experian® is a global leader in providing information, analytical tools and marketing services to organizations and consumers to help manage the risk and reward of commercial and financial decisions. Using Experian’s comprehensive understanding of individuals, markets and economies, they help organizations manage customer relationships to make their businesses more profitable.  Experian can help to manage credit risk, prevent fraud, target marketing offers and automate decision making. Providing comprehensive, third-party-verified information on 99.9 percent of all U.S. companies, with the industry’s most extensive data on the broad spectrum of small and midsize businesses.

The most robust of all Experian business credit reports, this report provides a comprehensive view of a business’s financial obligations as well as fraud screening, credit limit recommendation, more background information on the business and more data elements than any other report.   Find all of the credit background you need, including fraud and credit line recommendations, in one report. Reduces the amount of research needed. Reduces risk in acquisition of new clients.

This credit profile provides a current, objective picture of how a business handles its financial obligations, including detailed trade, public record, collection and background information. Reduce risk in acquisition of new accounts with a comprehensive view of credit history and creditworthiness. Gain peace of mind that the information used for decisions comes from reliable third-party sources.

This credit profile on a business owner provides a comprehensive look into the owner’s financial status. Evaluate business-owner risk from a commercial standpoint to get a comprehensive view of a small business. This report typically is used in conjunction with Business Profile Report.

As Experian’s strongest commercial risk model to date, this all-industry product uses business information or blended business and consumer information to predict the likelihood of delinquency within 12 months. Make quick, accurate, consistent and cost-effective management decisions. Immediately identify new accounts meeting decisioning criteria, and re-evaluate those previously declined. When evaluating small businesses, access blended data, the most predictive risk-assessment tool for small businesses and microbusinesses.

This one page statistical score report integrates both the business and the business owner’s credit history.  It provides a brief summary on both the company and the owner. Studies have shown that for small businesses, combined business and consumer data give a more complete representation of risk.  FCRA Regulations Apply.

This account management tool sends proactive event notifications to you on the businesses that you are monitoring. Robust trigger and filter options allow you to customize the solution to deliver only the notifications that are most important to you. Reduce delinquency and bad debt by proactively monitoring your business customers. Save time and money with this efficient account management service. Improve results of collections efforts by monitoring slow paying or non paying customers.

Dun & Bradstreet is the world’s leading source of commercial information and insight on businesses, enabling companies to Decide with Confidence^® for 172 years. D&B’s global commercial database contains more than 225 million business records. The database is enhanced by D&B’s proprietary DUNSRight^® Quality Process, which provides our customers with quality business information. This quality information is the foundation of our global solutions that customers rely on to make critical business decisions.

NACM National Trade Credit Reports combines the data from 26 different NACM locations into one report. Companies that are members of NACM and report trade data, are companies like yours who understand the value of relevant trade data from other suppliers. The NACM National Trade Credit Report fills the gap of missing supplier data on traditional credit reports. Contact your association group representative for pricing.

Equifax can help you better understand your customers and prospects so you can grow your business intelligently across the customer lifecycle. With our market-leading suite of business data, predictive analytics, innovative solutions and industry expertise, you can improve the performance of your marketing and risk management programs to confidently expand your market reach and efficiently grow and protect your revenues.

Need to look beyond a business report to help make an intelligent credit decision?  NACM has partnered with One Credit Source, a leader in the credit world for consumer reports.  With our help One Credit Source can quickly set up our members to access consumer reports through Experian, Equifax and Transunion.  Please contact your Account Rep to get started today.